We find
lost HSA dollars.
Your benefits are going to waste — not because you don't care, but because nobody made it easy. Enter your balance, meet your Care Navigator, and we'll find every product your HSA can buy. Clinically graded. Letters of Medical Necessity handled. Zero guesswork.
From lost to found
in six steps.
No spreadsheets. No expired benefits. No guesswork. Your Care Navigator handles the entire journey.
Choose Everly or Brooks as your personal guide. They walk you through the entire process — from entering your balance to checkout and beyond.
✨ Guided from start to finishTell us your HSA or FSA balance — and remember, FSA funds can expire at year-end. We maximize every dollar by unlocking products competitors can't, through Letters of Medical Necessity that open the door to 30,000+ eligible items.
⏳ Don't let funds expireBefore spending a dime, your navigator generates a clear summary of your benefits — so you're not paying out-of-pocket for anything your HSA/FSA already covers. No surprises, no overspending.
🔍 Zero overpaymentSet your personal health goals and our AI narrows down the full catalog to the products that matter most to you. Every recommendation is medically graded A–D on the Beim Clinical Evidence Level rubric — you see the science, not just marketing.
🧠 Clinically graded resultsMultiple ways to pay smarter: split any purchase between your HSA/FSA and a debit card, or join a Community Pool — group up with other buyers on the same product and unlock a lower price together.
💰 Split pay + group discountsFor even deeper personalization, connect your biometrics, lab results, and doctor documents in our HIPAA-compliant portal. The AI uses your real health data to get even more granular with product matching — true precision health.
🏥 Biometrics + Labs + DocsThe tools that find
your hidden benefits.
Built for people who want their healthcare dollars to go further — without the bureaucracy.
Meet Everly and Brooks — your AI-powered Care Navigators. They personalize your product recommendations, handle the clinical details, and guide you from balance to checkout. Like having a concierge at a beautiful virtual clinic.
Everly · Brooks · Always OnSplit any purchase between your HSA/FSA card and a debit card in one transaction. Or join a Community Pool — group up with others buying the same product and unlock a lower price together.
Transparent PricingA Letter of Medical Necessity used to mean weeks of back-and-forth. With Beim, choose your pathway at checkout — use our network physician ($35, signed in ~4 hours), your own doctor (we generate the template), or upload one you already have.
HIPAA CompliantEvery product is graded A–D by the Beim Clinical Evidence Level rubric. Grade A means multi-RCT, 90–100% physician confidence. You see the evidence quality, not just a marketing claim.
Clinician-Reviewed CatalogReal people. Real dollars.
Rescued just in time.
"I had $2,100 sitting in my HSA with 3 months left. Beim found eligible products I didn't even know existed — I spent every dollar before it expired."
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"The Letter of Medical Necessity was the game changer. I got a signed letter for my CPAP supplies in 4 hours. That used to mean 3 weeks of playing phone tag with my doctor."
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"My team saved 30% on a group wellness purchase through the Community Pool. The whole process took minutes, not weeks of HR coordination."
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$400 disappears from the average FSA every year.
How much is hiding in yours?
Plug in your balance and your Care Navigator will find every product your HSA can buy — before your funds expire unused.
No account required · No data stored · HIPAA-compliant