Investors — Beim Health
Investor Relations

$150 billion is locked
in HSA/FSA accounts.
We have the key.

Beim Health is the AI-powered platform that turns inaccessible tax-advantaged healthcare funds into purchases — by eliminating the paperwork, clinical grading gap, and checkout friction that blocks 85% of consumers.

Request Deck & Data Room → See the Opportunity
The Investment Thesis
72 million Americans hold HSA/FSA accounts with $150 billion in locked capital. The #1 barrier to spending? A Letter of Medical Necessity that takes weeks and kills conversions. Beim Health automates that process in 4 hours, matches consumers to clinically graded products via AI, and captures the transaction at checkout — creating the first HSA-native commerce platform in a $301B market.
The Opportunity

A $301 billion market with
no dominant platform.

The U.S. healthcare and wellness e-commerce market is massive, fragmented, and waiting for a unified, trust-driven marketplace.

Total Addressable Market
$301.8B
U.S. Healthcare & Wellness E-Commerce
The total addressable market for health product commerce in the United States — growing annually as consumers shift to D2C.
Serviceable Addressable Market
72M
HSA/FSA Account Holders
Tax-advantaged account holders actively looking for eligible products — but blocked by paperwork, confusion, and fragmented retailers.
Locked Capital
$150B
Sitting in HSA/FSA Accounts
Pre-tax dollars that consumers want to spend but can't — because Letters of Medical Necessity, eligibility rules, and checkout friction stand in the way.
🔑
The Strategic Wedge
By automating Letter of Medical Necessity verification and integrating it directly into checkout, Beim is the only platform that makes HSA/FSA funds instantly accessible for retail health products. This removes all administrative friction — allowing consumers to use pre-tax dollars on provider-vetted solutions at the point of purchase, not weeks later.
Validated Traction

We've proven the model.
Now we're scaling it.

Our MVP validated strong unit economics and consumer demand. The pivot to D2C HSA/FSA optimization unlocked a capital-efficient growth path.

5,598
Unique Visitors
MVP test — primarily organic search
$273
Avg. Cart Value
Strong willingness to pay at checkout
120+
CEL-Graded Products
Clinically graded A–D marketplace
95%
Ease-of-Use Score
Users report the platform is easy to use
Competitive Landscape

They sell products.
We unlock the money to buy them.

Existing HSA stores are product catalogs. Beim is a clinical intelligence layer that makes the entire HSA/FSA ecosystem work.

Beim Health
Unified, AI-Driven Platform
  • ✓ AI Care Navigators personalize the entire journey
  • ✓ Automated Letters of Medical Necessity ($35, ~4 hours)
  • ✓ Clinical Evidence Level grading on every product (A–D)
  • ✓ HSA/OOP split checkout in one transaction
  • ✓ Community Pool group buying for lower prices
  • ✓ Insurance eligibility verification at checkout
  • ✓ HIPAA-compliant precision portal with biometrics & labs
Legacy Competitors
HSA Store · Amazon · Sesame · MDsave
  • ✕ Static product catalogs — no personalization
  • ✕ No LMN support — consumer handles paperwork alone
  • ✕ No clinical grading — marketing claims only
  • ✕ Single payment method — no HSA/OOP split
  • ✕ No group buying or volume discounts
  • ✕ No insurance check — consumers guess at coverage
  • ✕ Fragmented — pharma, wellness, and telehealth are separate
Financial Projections

The path to $39M in revenue.

Three-year proforma based on validated unit economics and conservative market penetration assumptions.

2026
Validation — V1
Customers4,500
Avg. Spend$850
Gross GMV$3.8M
Beim Revenue (15%)$570K
Product Milestones
  • AI Infrastructure & Precision Engine
  • Medical Document Analyzer V1
  • LMN Auto-Generator
  • Unified HSA/OOP Checkout
2027
Accelerate — V2
Customers37,500
Avg. Spend$1,100
Gross GMV$41.2M
Beim Revenue (15%)$6.1M
Product Milestones
  • AI Navigator Agent (Everly & Brooks)
  • Physician-Ordered Service Integration
  • Referral Engine
  • Employer & Broker Channels
2028
Scale — V3
Customers187,500
Avg. Spend$1,400
Gross GMV$262M
Beim Revenue (15%)$39.3M
Product Milestones
  • Predictive Market Intelligence
  • Enterprise Dashboard
  • Beim Private Label Products
  • Actuarial Data Integration
Leadership

Built by operators who've
lived in the system.

Steven Richardson
Steven Richardson, MSPA, MBA
Co-Founder & CEO
25+ years in healthcare, a decade in executive roles, and one successful exit. Former fractional COO at a radiology AI company. Experience spanning clinical trial operations, population health governance, and healthcare marketplace development.
UT
LinkedIn
Carisa Quintana
Carisa Quintana, MBA
Co-Founder & CFO
Ex-Microsoft executive with billion-dollar budget experience. Specializes in strategic financial planning for scalable growth. Brings enterprise-scale operational discipline to fundraising strategy and go-to-market execution.
UT Microsoft
LinkedIn
The Ask
$1M
Seed Round
🧠
AI Development
Scale the Precision Match Engine, Care Navigator AI, LMN auto-generation, and clinical grading infrastructure.
🚀
Growth & Acquisition
D2C customer acquisition, SEO infrastructure, employer/broker channel development, and strategic partnerships.
👥
Team & Operations
Engineering, clinical operations, and customer success hires to scale from validation to 37,500 customers.
🔐
Compliance & Infrastructure
HIPAA portal buildout, Stedi insurance verification, Stripe Connect payment infrastructure, and SOC 2 audit.
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