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For HR & Benefits Leaders

You fund HSA/FSA accounts.
Your employees don't use them.

Beim Health is a free platform that helps your employees actually spend their HSA and FSA dollars — on clinically graded, provider-vetted products. No IT setup. No admin work. Just happier employees who get more from their benefits.

Free for employers. Free for employees. Zero IT required.
Add Beim to Your Benefits → See the Impact
The Benefits Gap Nobody Talks About
You invest in HSA/FSA benefits. Your employees leave money on the table — every single year.
The average employee forfeits $400/year in FSA funds. HSA accounts sit underspent because employees don't know what's eligible, can't navigate Letters of Medical Necessity, and give up at checkout. That's not an employee problem — it's a system problem. And it's making your benefits investment look like it doesn't work.
$3.4B
FSA funds forfeited by U.S. workers annually
~$400
lost per employee per year in unused benefits
85%
abandon HSA purchases needing an LMN
80%
of employees don't know what HSA/FSA covers
The Value to Your Organization

Make your benefits investment
actually work.

Beim turns underutilized HSA/FSA accounts into a tangible employee benefit — without adding a single hour to HR's workload.

📈
Boost Benefits Utilization
When employees can easily find and buy HSA/FSA-eligible products, utilization goes up. That means fewer forfeited dollars and a higher perceived value of your benefits package.
😊
Improve Employee Satisfaction
Benefits are the #2 reason employees stay. When they can actually use their HSA/FSA on products they want — skincare, sleep aids, supplements, lab tests — satisfaction scores climb.
💰
Zero Cost to You
No fees, no contracts, no minimums. Beim is completely free for employers and employees. We earn a margin on products purchased — you earn employee goodwill.
🖥️
Zero IT Setup
No integration, no API, no SSO. Employees self-serve at beim.ai. Just share a link during open enrollment or in your benefits portal. Done.
🛡️
HIPAA Compliant & Private
Employee health data is never shared with employers. Beim is HIPAA-compliant by design. No employee data flows back to HR — ever.
🏆
Recruitment Differentiator
In a competitive talent market, offering Beim signals that you care about the details. It's a modern, tangible benefit that candidates notice and employees talk about.
The Business Case

The ROI your CFO
will actually care about.

This isn't another benefits vendor pitch. It's a zero-cost tool that makes your existing investment perform better.

📊
Higher Benefits Utilization
When you remove the friction — eligibility confusion, LMN paperwork, unclear product quality — employees actually use what you're funding. Your benefits line item stops looking like a sunk cost.
3× more
HSA/FSA purchases when LMN friction is removed
🔒
Stronger Employee Retention
Employees who feel their benefits actually work are less likely to leave. Beim turns a passive HSA/FSA balance into an active, visible perk — the kind people mention in Glassdoor reviews.
+23%
retention lift when employees rate benefits highly
⏱️
Zero HR Burden
No implementation timeline. No vendor evaluation. No IT tickets. Employees self-serve — and the #1 question HR dreads ("What can I buy with my HSA?") gets answered by an AI, not your team.
0 hrs
HR setup or ongoing admin time required
🏗️
HDHP Adoption Accelerator
Employees are more willing to choose high-deductible health plans when they can immediately see what their HSA unlocks. Beim gives them that visibility — and confidence — at enrollment time.
↑ HDHP
enrollment when employees see HSA purchasing power
The Transformation

Before Beim vs.
after Beim.

Without Beim
Benefits go to waste
  • Employees don't know what their HSA/FSA covers
  • Letters of Medical Necessity take weeks — if attempted at all
  • $400/yr per employee forfeited in unused FSA funds
  • Benefits survey scores stagnate year over year
  • HR fields the same "what can I buy with my HSA?" questions
  • Employees buy unvetted products from Amazon instead
With Beim
Benefits drive real value
  • AI Care Navigator shows every employee what's eligible
  • LMNs automated in ~4 hours — $35 via network physician
  • Employees spend their full HSA/FSA on clinically graded products
  • Benefits satisfaction scores increase measurably
  • Self-service platform eliminates HR questions
  • Thousands of provider-vetted, CEL-graded products available
How It Works

Five minutes for HR.
Lifetime value for employees.

No vendor evaluation. No IT tickets. No implementation timeline.

01 📧
Share the Link
Add beim.ai to your benefits portal, open enrollment email, or Slack channel. We provide ready-made templates.
→
02 👩‍⚕️
Employees Meet Their Navigator
Employees visit beim.ai, enter their HSA/FSA balance, and meet Everly or Brooks — their personal AI Care Navigator.
→
03 🎯
Personalized Matching
The AI matches employees with clinically graded products based on their health goals, balance, and insurance — with LMNs handled automatically.
→
04 🎉
Benefits Get Used
Employees buy products with their HSA/FSA. Funds stop going to waste. Satisfaction goes up. HR gets zero additional tickets.
The Employee Experience

A concierge, not a catalog.
For every employee.

When employees visit Beim, they get a personalized care experience — not another product directory to sift through.

👩‍⚕️
Personal AI Care Navigator
Everly and Brooks guide each employee from balance entry to checkout — finding products, checking insurance, and handling paperwork automatically.
🔬
Clinically Graded Products
Thousands of products graded A–D on the Beim Clinical Evidence Level rubric. Grade A = multi-RCT, 90–100% physician confidence. Real science, not marketing.
📋
Instant LMN Pathway
Products needing a Letter of Medical Necessity? Beim handles it — $35 via network physician (~4 hrs), a template for their own doctor, or upload their own.
💳
HSA/OOP Split Checkout
When a product exceeds their HSA balance, employees split the payment — HSA covers what it can, debit card covers the rest. One transaction.
🛡️
Insurance Verification First
Before touching HSA funds, we check what insurance already covers — so employees use insurance first, HSA second, and their wallet last.
🎯
Goal-Based Matching
Employees set health goals (weight, sleep, hair, stress, energy) and the AI matches them with clinically graded products ranked by relevance to their needs.
Pricing

Free. No asterisks.
No "enterprise tier."

Employer Plan
$0
per employer · per employee — forever
  • Unlimited employees
  • No IT integration or setup required
  • AI Care Navigator for every employee
  • Full access to thousands of clinically graded HSA/FSA-eligible products
  • Automated Letters of Medical Necessity
  • HSA/FSA split checkout with insurance verification
  • Community Pool group buying for lower prices
  • HIPAA-compliant — no employee data shared with employer
  • Open enrollment templates and materials included
Beim earns a margin on products purchased. Employers and employees pay nothing. That's the whole model.
📅
Perfect for Open Enrollment
The ideal time to introduce Beim is during OE — when employees are already thinking about benefits. Include it in your enrollment materials as a "free HSA/FSA optimization tool." It gives employees an immediate reason to fund their accounts and choose high-deductible plans, knowing they'll have a personal navigator to help them spend wisely.
Questions

Common employer questions.

How is this actually free for my company?▼
Beim earns a margin on products purchased through the platform — similar to how any marketplace works. We don't charge employers or employees any fees. You get a free benefit enhancement; we get customers who buy health products. Our incentives are aligned: the more employees use Beim, the better it is for everyone.
Does my IT team need to do anything?▼
Nothing at all. No API integration, no SSO setup, no data feeds. Employees self-serve — they visit beim.ai, enter their HSA/FSA balance, and start shopping. Your only job is sharing the link (we provide email templates and open enrollment materials ready to go).
Is employee health data shared with us?▼
Absolutely not. Beim is HIPAA-compliant by design. Employee health data, purchase history, biometrics, and Care Navigator conversations are never shared with employers, HR, or any third party. Employees control their own data completely.
What products can employees buy?▼
Beim offers thousands of HSA/FSA-eligible products across 25+ categories — including lab tests, telehealth programs, supplements, skincare, sleep aids, weight management, hair loss treatments, and more. Every product is graded A–D using our Clinical Evidence Level (CEL) rubric, so employees can see the science behind what they're buying.
How does Beim handle Letters of Medical Necessity?▼
Three pathways at checkout: (1) Use Beim's network physician — $35, signed in ~4 hours; (2) We generate a pre-filled template the employee takes to their own doctor; (3) Employee uploads an LMN they already have. The whole process is integrated into checkout — no separate steps, no waiting weeks.
When is the best time to roll this out?▼
Open enrollment is ideal — employees are already thinking about benefits, so introducing Beim as a free HSA/FSA tool drives immediate engagement. But Beim works year-round. You can share the link anytime via email, Slack, your benefits portal, or a company newsletter. There's no wrong time to help employees stop forfeiting money.
What if we already have a wellness platform?▼
Beim isn't a wellness platform — it's an HSA/FSA purchasing and navigation tool. It complements existing wellness programs by giving employees a way to buy clinically graded products with pre-tax dollars they're already sitting on. Think of it as the spending side of the equation, not the engagement side.
Get Started

Add Beim to your benefits
in five minutes.

Fill out the form and we'll send you everything you need — enrollment templates, employee comms, and your custom link.

Employer Benefits Signup
We'll set up your account and send materials within 24 hours.
🔒 No contracts · No fees · No IT required